How Our Legal Policy Applies to You
Our legal terms govern every interaction you have with horas888 — from the moment you open an account to every deposit you make via DANA, OVO, GoPay, or QRIS. Access to specific features depends on local law, and we apply jurisdiction-appropriate rules automatically based on your
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registered region. We retain account data for the period required under applicable regulation, and we do not share your personal information with third parties outside our operational partners without your explicit consent. If any term conflicts with a provision of Indonesian law, the local provision takes
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precedence. You can request a copy of your stored data or ask us to correct inaccurate records by contacting our legal team directly through the channels listed on this page. We update these terms when regulation changes, and we notify you via your registered email address
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at least seven days before any material change takes effect. Payments processed through DANA, OVO, GoPay, and QRIS are subject to the terms of those respective providers in addition to ours.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.